Who can open an Oregon ABLE account?

Any adult with a qualifying disability that developed before the age of 26 and resides in the state of Oregon can open and manage an Oregon ABLE account. Oregon ABLE accounts were designed to be managed by the person with a disability.

Please note, with the passage of new federal legislation, the age of onset for disability will be raised from 26 to 46 starting January 1, 2026, significantly expanding the population of individuals eligible to participate in ABLE.

If a beneficiary is under the age of 18 or unable to open an account on their own, they can choose to have someone else open and manage their account as an Authorized Legal Representative (also known as an ALR). Account managers can include: anyone selected by the beneficiary, a guardian, conservator, spouse, parent, sibling, grandparent, representative payee, or someone with power of attorney.

Get help with identifying who should manage your ABLE account.