FAQs
Answers at your fingertips
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- About ABLE
- ALR
- Benefits
- Contributions
- Eligibility
- Fees
- General
- Gifting
- How it Works
- Linking Bank Accounts
- Opening an Account
- Prepaid Card
- Qualified Expenses
- Successors and Estates
- Tax Info
- How do I add another Oregon ABLE account?
- If you would like to manage multiple Oregon ABLE accounts for different beneficiaries (i.e. an ABLE account for yourself and your child), you can add a new account in two ways. Logged out, from the sign-up page: Go to the Oregon ABLE home page to sign up for a new ABLE account. During the first... Read more
- How do I manage different bank accounts with multiple beneficiaries?
- If you’re an Authorized Legal Representative (ALR) of more than one ABLE account, you can use the same banking information for multiple accounts, as long as you own or are the ALR on those ABLE accounts. Otherwise, each beneficiary can use one or more bank accounts in their own name, or the name of... Read more
- How do I add multiple bank accounts?
- Once you’re logged in to your ABLE account, find your “Accounts” section in Your Profile and click on “Add a new bank account.” Follow the steps to connect a new bank account associated with either the beneficiary of the ABLE account or the Authorized Legal Representative’s name. Keep in mind that... Read more
- What type of bank accounts can I add?
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You can connect a checking or savings account.
- Can money in an ABLE account be recovered in a bankruptcy?
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No. The Oregon ABLE Savings Plan is protected from bankruptcy.
- Can I use ABLE funds to pay for a vacation?
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Yes, a vacation does qualify as an eligible expense as long as it can help maintain or improve the health, independence, or quality of life of the person living with a disability.
- Can I enroll and manage an ABLE account with a paper form?
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The easiest and fastest way to enroll for and manage an ABLE account is online. If you want to use paper forms for enrollment or managing your account, you can find those forms here.
- Can I open a new Oregon ABLE Savings Plan account if my previous Oregon ABLE Savings Plan account was closed?
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Yes, log in to your closed account using your email and password, then find the “Create new account” link to get started.
- Can I roll over a 529 College Savings Plan into my ABLE account?
- Yes, you can roll over money from a 529 College Savings Plan into an ABLE account without penalties. The person with a disability (or a family member*) needs to be listed as the beneficiary of the 529 account. You can roll over money from any 529 account into Oregon ABLE. You can use the... Read more
- What is ABLE to Work?
- Employed people with disabilities can save more than the annual contribution limit thanks to ABLE to Work. For 2025, they can save $19,000 as a standard contribution. With ABLE to Work, they can save an additional amount up to either (1) $15,060; OR (2) the beneficiary’s wages for the year –... Read more
