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FAQs

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Why is there an extra fee for the ABLE Prepaid Card?
We know our ABLE savers use their accounts differently from one another. Some are using their accounts to pay for their everyday living expenses. Others are saving up for larger purchases, like a down payment, that will take years of saving to achieve. We decided not to wrap the ABLE Prepaid Card... Read more
What is a prepaid card?
Simply put, you add funds to a prepaid card and then use it to make purchases — either online or in-store. With an ABLE Visa® Card, you can: Make purchases everywhere Visa is accepted Add funds from your ABLE account and reload the card as needed Have peace of mind that your funds are FDIC... Read more
Is money on the prepaid card counted as an asset for benefits?

Just like the funds in your ABLE account, the funds on your ABLE Visa® Prepaid Card do not count as an asset for state or federal benefits.

How do I sign up for a card?
In just a few steps you can sign up to receive an ABLE Visa Prepaid Card. After you’ve registered, it takes about 6-8 business days to receive your card in the mail. For any subsequent cards, you may opt to pay for expedited shipping, which takes 2-4 business days. Then, once your card is... Read more
How do I load the card?
The ABLE Visa® Prepaid Card offers a convenient way for beneficiaries and Authorized Legal Representatives (also known as ALRs) to spend funds from their ABLE accounts. Here’s how to fund your ABLE Visa Prepaid Card: Log in to your account at www.sumday.com/login Once you’ve logged in, initiate... Read more
How often can I load the card?

There is no limit to the number of times you can reload your card on a given day or month; however, withdrawals from the ABLE account to any ABLE cards may not exceed $5,000 per day and $20,000 per month.

Can I move money from the card bank into my account?

No. Once money is moved from your account onto your ABLE Visa® Prepaid Card, it cannot be moved back into your ABLE account.