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FAQs

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Are there any limits to how much I can contribute?
Standard Contribution Limit There’s an $18,000 yearly limit for standard contributions. This includes any gift contributions made to your account. ABLE to Work Contribution Limit If a beneficiary is working, they can save an extra amount through ABLE to Work. ABLE to Work and standard contributions... Read more
Who can contribute to my account?

Friends, family, and employers can make contributions to your account to help you reach your goals for the account. Learn more about how to make a gift contribution or simply use the Gift Form to get started. 

Learn about gifting

Gift form

How do I add money?
Once your bank is connected, you can make a contribution of at least $10 directly into your ABLE account at any time online. It’s easy and secure. You can also set up monthly transfers of at least $10 to add funds automatically each month. It takes 2-7 business days for online transfers to be... Read more
Are contributions considered to be an asset?
The money in the account isn’t considered to be an asset for state and federal benefit purposes. This includes SSI, Medicaid, HUD housing assistance, SNAP, FAFSA applications, and more. For Supplemental Security Income (SSI) benefits only, you can have up to $100,000 in the account before the funds... Read more
How do I set up SSA direct deposits?
Complete the setup process in three simple steps: Log in to your ABLE account and click on “Direct Deposit” on the Total Balance tile. Or, once logged in, go to “Transfers > Direct Deposit.” Enter your information and retrieve your direct deposit details that can be provided to the SSA —... Read more
What if I already receive direct deposit payments from the SSA in a different account?

To switch the account you receive your direct deposits in, you will need to update your settings with the SSA. You can update your deposit settings in your Social Security account here.

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Who do I contact for help with SSA direct deposits?

If you need help updating your ABLE account settings or finding your account number, contact us here.

Contact us

For help updating your direct deposit information with the SSA, you can reach out to their team here.

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Can employment earnings be deposited into my account through payroll direct deposit?
Yes! Complete the setup process in three simple steps: Log in to your ABLE account and click on “Direct Deposit” on the Total Balance tile Enter your information and retrieve your direct deposit details — including a unique routing and account numbers  Provide your account details to your... Read more